Massachusetts, the Bay State, boasts a diverse and vibrant real estate landscape. From historic colonial homes in Boston to waterfront properties on Cape Cod and contemporary condos in Cambridge, Local Jumbo is your partner in finding a mortgage solution that aligns with Massachusetts’ unique character.
Whether you’re dreaming of a coastal retreat or looking to refinance in a bustling city, connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your aspirations in the Bay State!
Crafting Mortgage Solutions for Massachusetts’ Varied Homes
Massachusetts offers a wide range of housing options, from urban condos to suburban estates. Our lenders provide mortgage strategies that cater to the diverse architectural styles and neighborhoods that define the state’s real estate market.
- Explore a variety of mortgage types for Massachusetts’ diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for a range of homes, from historic brownstones in Boston to beachfront cottages on Martha’s Vineyard.
- Mortgage plans that reflect the diversity of Massachusetts’ neighborhoods, from the cultural hub of Cambridge to the picturesque towns of the Berkshires.
- Lending expertise tailored to Massachusetts’ unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates for purchasing or refinancing, designed to suit the varied needs of Massachusetts residents.
Elevate Your Lifestyle with a Massachusetts Mortgage
Massachusetts offers an array of lifestyles, from urban professionals to seaside retirees. Our lenders craft mortgage solutions that elevate your lifestyle in this dynamic and culturally rich state.
2024 MASSACHUSETTS CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BARNSTABLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRISTOL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUKES COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ESSEX COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| NANTUCKET COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NORFOLK COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| PLYMOUTH COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| SUFFOLK COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| WORCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MASSACHUSETTS
Neighborhoods
Weston, Nantucket, Wellesley, Boston, Dover, Edgartown, Lincoln, Lexington, Manchester-by-the-Sea, Brookline, Newton, Osterville, Concord, Needham & Tisbury.
Zip Codes
02199, 02108, 02468, 02493, 02481, 02554, 02459, 02535, 02482, 02210, 02116, 02420, 02030, 02421 & 02467
Counties
Suffolk County, Nantucket County, Norfolk County, Middlesex County, Barnstable County, Plymouth County, Essex County, Dukes County, Worcester County, Hampshire County, Berkshire County, Franklin County, Bristol County & Hampden County.